If you travel or live outside Canada, your taxes
How you file your taxes will depend on how long you have been away from Canada. This also affects the amount of tax you will have to pay. Your residency status will determine the amount of tax that you have to pay.
If you are leaving Canada for longer than three months, contact the Canada Revenue Agency to verify your residency status.
Learn more about taxation for Canadians who travel, live or work outside Canada.
Living outside Canada? You can get public pension benefits
Old Age Security (OAS), a monthly payment for Canadians over 65, is available. Canada Pension Plan (CPP), a monthly payment to those who contributed to the CPP in their working years, is also available.
Your OAS or CPP payments may be affected if you spend time abroad.
Find out more about receiving payments from Old Age Security or the Canada Pension Plan when you are not in Canada.
For more information about receiving Quebec Pension Plan (QPP), while you are not in Canada, visit Retraite Quebec
The benefits that Canadians can enjoy while living abroad.
Canadian medical care
Your provincial or territorial health plan may not cover you if you are abroad for an extended period.
If you are planning to travel outside of Canada, please contact your territory or province.
The following are some of the things you should know:
- How often do you have to return to Canada in order to maintain your coverage?
- How much of your healthcare costs will be covered by your provincial/territorial health plan while you are outside Canada?
- Who to contact if you require medical attention while abroad
Health departments and agencies in provincial and territorial governments
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Nova Scotia
- Newfoundland
- Northwest Territories
- Nunavut
- Ontario
- PEI
- Quebec
- Saskatchewan
- Yukon
Private health insurance
Private travel insurance might be an option to ensure you have sufficient health insurance coverage when you are outside Canada.
You may have an employer-sponsored private healthcare plan if you are still working. You should check with your employer to determine if you are covered for treatment outside of Canada.
Medical care that is specialized
You should ensure that special medical care is available if you require it. Take a look at your insurance policy to determine if it covers special medical care outside Canada.
Also Read: About International Experience Canada – IEC
Travel costs
Talk to a financial professional if you are considering a long-term stay in Canada.
If you are making a budget to spend time in Canada, consider the following:
- You’ll take care of two homes
- You’ll be eager to return to Canada to see family and friends
- You will need to ship personal items or household goods there or back.
- You’ll be able to travel back home in an emergency with enough money
